Can Affordable Therapy Actually Help You?
The Lovely Refinement Team

Disclosure of Material Connection: Some of the links in the article below may be “affiliate links.” This means if you click on the link and purchase the item, we will receive an affiliate commission. Regardless, we only recommend products or services we use and believe will add value to our readers. We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.

Affordable Therapy Options

  • BetterHelp This is the world’s largest therapy service and it’s 100% online. You can send messages to your therapists, participate in chats, along with having phone and/or video sessions. Learn more…
  • Good Therapy Find the therapist or counselor for you at the right price. You can also find information on rehab and residential treatment centers. Learn more…
  • Online Therapy Get the help you need ASAP. Find affordable, confidential, and convenient therapy services through your computer or mobile device. Learn more…
  • Talkspace Get 100% HIPAA-compliant treatment on your mobile device with the opportunity to stay in touch with your therapist almost 24/7 via text, phone calls, or video calls. Learn more…

Are you struggling with your mental health and wondering if therapy can actually help you?

As we all know, therapy can often come with a hefty price tag.

But what if you could get it at an affordable rate?

That’s right, affordable therapy is a thing!

But!

Can affordable therapy actually help you?

Let’s find out!

What Is Affordable Therapy?

Online therapy is quite similar to traditional face-to-face counseling sessions.

The key difference is that instead of meeting in person, all communication happens online from the comfort of your own home.

Affordable therapy usually comes in online packages or group sessions, so you can get mental health help on a budget. You have to make a few adjustments, like seeing your therapist over text, video chat, or phone calls.

So does it really work?

COVID-19 has had a huge impact on the way mental health professionals provide services. Many therapists successfully provided online help to patients during the pandemic.

A recent study published in the American Psychological Association found that nearly 67.32 percent of psychologists now prefer to do online therapies.

Why?

Because they can provide quality care ethically without having to have in-person meetings with patients.

How Does Online Therapy Work?

Online therapy can be a great way to get help without leaving the house.

But how does it work?

Here is what exactly happens in online therapy!

First, you need a computer or mobile device with an internet connection for online therapy, and you’re good to go.

Then, you’ll log into a website and chat with your therapist via video chat or text. This could involve phone calls, video conferencing programs like Skype or Zoom, or anything else you and your therapist find useful.

Pretty cool, right?

You can talk about any issues or problems that are going on in your life and discuss strategies for managing them better.

It might sound scary or uncomfortable at first, as you’ll be sharing personal feelings with a stranger.

But don’t worry!

All the therapists are professionals with a lot of training.

They make sure that everything runs smoothly and that your conversation stays private.

And you know, the authors of the popular book Ikigai found that interacting with other people is the key to a happy life.

They say people live longer and better lives when they feel supported.

Online therapy can give you a place to talk about your worries and concerns without feeling judged or ashamed.

Here is an example of a successful, affordable therapy program.

What are the benefits of affordable therapy?

Let’s take a look!

Mental health benefits of affordable therapy

  • Affordable online therapy can provide many emotional benefits, including:
  • Improved self-awareness
  • Increased confidence
  • Better stress management.
  • Increased insight into personal challenges
  • Better decision-making skills
  • A deeper understanding of personal relationships

Physical health benefits of affordable therapy

When we’re stressed out, our bodies go into “fight or flight” mode and produce hormones like cortisol.

This can lead to many negative effects on our bodies, including an increased heart rate, high blood pressure, and even reduced immunity.

Affordable therapy can help reduce stress levels and improve overall physical health.

People can get a better handle on their stress levels by identifying the root cause of these problems through affordable therapy sessions.

Financial benefits of affordable therapy

Online therapy costs are usually based on a flat rate or subscription fee.

There are no additional costs like transportation or childcare that come with a traditional in-person clinic appointment.

Many online therapists also work out of their own offices.

So they don’t have to rent space in expensive medical buildings.

Challenges of Affordable Therapy

Insurance

If you’re considering affordable therapy, it’s important to know if your insurance covers the cost.

The most reliable way to check is by calling your affordable therapy provider and speaking directly with them.

Ethical and legal concerns

Since there are no geographical limits, it is hard for therapists to follow the same legal and moral rules that apply to face-to-face therapy.

This means that therapists who want to do online counseling sessions must be aware of any possible conflicts with state laws or licensing requirements.

Confidentiality

There is a higher risk of data security breaches during online therapy sessions. This can be especially scary if you want to talk to your therapist about sensitive issues.

It’s important to choose a provider with a lot of experience who has strict privacy policies.

Lack of immediate response during the crisis

Online therapy could be dangerous for patients in a crisis because they can’t get immediate help.

It might be because therapists are really busy or have other commitments.

However, it can still feel like you’re not getting the support you need when you need it most.

Let me give you an example here.

Let’s say a patient has suicidal tendencies or other serious mental health problems that need immediate help.

Now, what if that patient can’t get in touch with a therapist who can give him support and advice right away?

It’s important to remember that therapists are doing their best to help as many people as they can.

But it’s also okay to reach out to in-person sources of support if you’re not getting the help you need.

Affordable couple’s therapy

If your relationship is going through a rough patch, you may wonder if couples therapy can help.

You know, the research shows that couples therapy positively impacts 70% of couples receiving treatments.

So, how can affordable couple therapy help your relationship online?

Couples can talk to an online couple therapist about any relationship issues like communication problems, worries about parenting, trust issues, and more.

Online couple therapists provide guidance, advice, and support through phone or video conferencing sessions.

Therapists can help partners learn how to resolve the issues.

For example, couples can get advice on how to talk to each other better, work out their differences, and deal with deeper problems like cheating or managing money.

How Can You Get Affordable Therapy Without Insurance?

One of the best ways to get affordable therapy without insurance is by exploring online options.

Many online platforms offer discounts and sliding-scale fees.

What do sliding-scale fees mean?

Sliding-scale fees allow individuals and families to pay what they can afford for counseling services based on their income. Clients can usually select a payment plan that works best for them with no questions asked.

So you can find an option that fits within your budget.

Another way to access affordable therapy without insurance is through organizations like community mental health centers and church-based counseling services.

Is online therapy effective?

The answer is yes!

Online therapy can be immensely effective for non-clinical conditions such as anxiety and depression.

It gives the same level of care and support as traditional face-to-face therapy, but you can get help from anywhere in the world.

Is online therapy effective for people with severe mental disorders?

Well, the answer is not so straightforward.

Recently, a study was done to find out how online therapy affects patients with severe mental disorders (like psychosis, schizophrenia, schizoaffective disorder, etc) and their families.

The results show that online therapy can help families with mental health problems in many ways, making them feel less stressed.

Research also showed that when people got online therapy, the severity of their positive symptoms got better, and they went to the hospital less often.

There is still not a lot of proof that it works to treat more serious disorders.

This could be because people with serious mental conditions often need more intensive care that can’t be given in an online setting.

So, people with serious mental disorders can consider in-person therapies combined with occasional online sessions.

You must always do your research and choose the right online therapist, even for non-clinical conditions.

But what about the confidentiality risk?

Here is a solution!

According to Kati Morton, a certified therapist and YouTube sensation, creating a safe space for therapy is key.

Kati states that if we worry that someone is listening in on us, we won’t feel comfortable enough to fully open up and work through our issues.

Find out more about making the online sessions effective in this video!

A diverse group of authors carefully crafts all content on Lovely Refinement, each a subject matter expert deeply knowledgeable due to professional backgrounds or lived experience. Our team’s expertise is stringently validated by our partner, Mike Veny, Inc., a distinguished training provider recognized internationally for its high standards in instructional practices as accredited by the International Accreditors for Continuing Education and Training (IACET), Society for Human Resources Management (SHRM), and the Human Resources Certification Institute (HRCI). Mike Veny, the leader of Mike Veny, Inc., is an award-winning Certified Corporate Wellness Specialist® honored in Corporate LiveWire’s 2022, 2023, and 2024 Innovation & Excellence Awards. This partnership underscores our commitment to offering insightful, validated health and wellness guidance.
Sugar and anxiety: Can sugar cause anxiety?

Sugar and anxiety: Can sugar cause anxiety?

We’ve all been there – those moments when anxiety creeps in, making our hearts and minds whirl.  But what if we told you that something as sweet as sugar could contribute to your anxiety?  Yes, you heard that right! In this blog...
Caffeine and Anxiety: Does Caffeine cause anxiety?

Caffeine and Anxiety: Does Caffeine cause anxiety?

Is your daily caffeine fix making you jittery and anxious?  In this post, we’ll explore the connection between caffeine and anxiety to help you better understand how that morning cup of coffee or energy drink might impact your mood and men...
Understanding and Managing Anxiety While Sleeping

Understanding and Managing Anxiety While Sleeping

Tossing, turning, and thoughts racing—sound familiar?  Imagine lying in bed, trying to fall asleep, but anxiety has its grip on you.  In this post, let’s uncover everything about anxiety while sleeping and discover how to bring tran...